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Privacy Policy

At Phoenix 101, Inc., your privacy matters to us. We understand the importance of handling your personal information with care, and we are committed to protecting it throughout your relationship with us. This Privacy Policy explains how we collect, use, and protect your information, whether you’re a new customer or a long-standing one.
  • Details you provide directly, such as your name, contact information, Social Security number, income, and employment information
  • Information related to your vehicle financing, including your loan details, transaction history, and payment activity
  • Credit information from consumer reporting agencies to evaluate your financing options
  • Verification data from trusted partners, such as dealerships or employers
In order to process your financing request and maintain your account, we may collect the following types of personal information:
How We Use Your Information
What Information We Collect
Your information is used strictly for business purposes, including:
  • Reviewing and processing your application
  • Servicing your account and communicating with you
  • Verifying your identity and preventing fraud
  • Complying with legal and regulatory requirements
We do not use or share your personal information for marketing purposes, and we never sell your data.
Who Has Access
Access to your personal data is limited to employees and service providers who need it to support your account. We maintain strict controls and follow industry-standard security practices to ensure your data stays protected.
Keeping Your Information Safe
We use a combination of physical, electronic, and procedural safeguards to keep your personal information secure. Our team is trained to handle sensitive data responsibly and in compliance with applicable privacy laws.
Your Rights and Choices
You have the right to know what personal information we hold and to request corrections if needed. Please contact us if you have questions about your data or need to update your information.
Questions?
If you have any questions about this policy or how your information is handled, please contact us at.
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